Which of the following is a violation in Indiana real estate?

Commingling client funds is a serious violation in Indiana real estate practices because it breaches the fiduciary duty that real estate professionals have towards their clients. In Indiana, real estate agents and brokers are required to maintain clear separation between their personal or business funds and those belonging to clients. This practice ensures that client funds are protected and used solely for their intended purpose, such as securing deposits or paying for related costs associated with a real estate transaction. When agents mingle these funds, it creates the potential for misuse and undermines trust in the real estate profession.

Providing accurate property listings, disclosing property history, and negotiating commissions are all standard and acceptable practices in the real estate industry, as long as they are conducted in accordance with applicable laws and regulations. Therefore, commingling client funds is specifically classified as a violation due to its potential for abuse and impact on client protection.